Did you know that over 2 million bikes are stolen each year, and the majority of them were not locked at the time of theft?
Surprisingly, it’s not always the lock that gets broken, but rather the bikes weren’t locked at all. This tells you how important it is to lock your bike, even for short stops. Whether you’re running errands, commuting, or grabbing a quick coffee, locking your bike can prevent theft.
A secure lock for your bike is important, but it doesn’t have to be expensive. There are many good bike locks under $20, and here, we’ll be looking at some of the best affordable options that offer good security without costing too much.
Bur first, what types of bike locks can be you find for $20 or less?
Types of Budget-Friendly Bike Locks Under $20
When shopping for bike locks on a budget, you can find options under $20 that still offer good security.
There are budget-friendly cable locks, chain locks, and U-locks. Each type of lock has its benefits and can be a good choice based on your needs and how you use your bike.
Cable locks are lightweight, flexible, and much easier to carry and use for quick stops in low-risk areas.
Chain locks are thicker, heavier, and give you better security than cable locks. You can also find budget U-locks with a hard-to-cut, strong shackle design for solid protection.
Here’s a breakdown of the different types of bike locks, and what to expect from each type.
Cable Locks
Cable locks are very popular because they are flexible and easy to use, but they have major drawbacks. They are the least secure bike locks because they’re most vulnerable to bolt cutters, even an amateur bike thief can easily cut through them.
The most reliable cable locks are at least ½ inch thick. Thicker cables are harder to cut and provide more protection, but they are still not as secure as other types of locks.
Chain Locks
Chain locks are more secure than cable locks because they have thicker, tougher links. They are also flexible and very useful because you can easily use them to lock your bike to different objects.
If you’re going with chain locks, choose one with chain links that are at least ⅜ inch thick and long enough to lock your bike to fixed objects. Chain locks are strong and can deter thieves, but they’re also heavier than cable locks and less convenient to carry.
U-Locks
U-locks are very strong and difficult to cut because of their rigid shackle design. Even budget-friendly U-locks can offer good protection for your bike.
However, high-quality U-locks can be more expensive and might go over a $20 budget. Still, there are affordable U-locks that provide decent security and are a good option for those on a budget.
Combination vs. Key Locks
So, if you’re wondering whether to choose a key or combination lock, well they both have their advantages and disadvantages.
Combination locks are convenient since you don’t need to carry a key or worry about losing it. However, they can be less secure if the combination is easy to guess or the lock can be tampered with.
Key locks, on the other hand, are usually more secure and are harder to manipulate, but you need to carry the key and avoid losing it. The choice between the two depends on whether you prefer convenience or more security.
The bottom line is, if you’re good at keeping track of your keys and want the more secure locks out there, then go for a good-quality key lock. But, if you’re always losing your keys and prefer not to worry about handling keys, a combination lock might be a better fit for you.
Top Budget-friendly Bike Locks Under $20
NDakter Chain Lock, 5 Digit Combination Anti Theft Bike Chain Lock
Key specs and features
- Made of 0.24 inch alloy steel
- Chain lock is 3.2 feet and weighs 1.54 lbs
- 5-digit resettable combination lock
- Scratch-proof fabric cover prevents scratching of bicycle frame
This NDakter lock is a great buy for its durability, ease of use, and versatility. This chain lock is very easy to handle and well-built with a solid combination lock.
It has a smart 5-digit resettable combination, which is safer than 4-digit locks. And you can set your own number combination easily. The code and lock system is strong, the length is perfect for locking your bike almost anywhere, and the numbers on the lock move smoothly and are easy to set.
The lock cylinder is made of zinc alloy, and the chain is made of 0.24-inch alloy steel, to make it hard to drill or unlock. And the chain is covered in high-quality fabric that protects your bike from scratches and is comfortable to handle in any weather.
If you don’t like keys, the combination lock means you don’t need keys, so you won’t lose them or need to carry them around. This makes it very convenient.
This NDakter chain lock is 3.2 feet long, enough to lock 2–3 bikes together or secure your bike to a tree, gate, fence, railing, or thick pole. You can also use it for motorcycles, scooters, skateboards, grills, ladders, doors, lawnmowers, and more.
And lastly, NDakter offers a one-year warranty for this lock, so they will replace the lock or give a full refund if you have any issues.
Sportneer Bike Lock: 5 Digit Combination Anti-Theft Bike Chain Lock
Key specs and features
- Made with alloy steel and zinc
- 0.236 inch thick and 3.2 ft long steel chains
- Polyester cloth cover protects bike paint finish
- Weighs 1.57 lbs
If you want a strong and versatile lock that’s good for bikes, electric bikes, ladders, lawnmowers, gates, fences, toolboxes, sports equipment, etc. you’ll love the Sportneer Bike Lock. It’s a reliable and easy-to-use lock with a very sturdy.
Made from thick 0.236″/6mm manganese steel, the Sportneer lock is highly resistant to cutting and the sturdy zinc alloy lock core adds extra protection. The flexible polypropylene fabric cover prevents rust and scratches on the bike, and the dustproof cap keeps out rain and sand, great for durability.
The lock’s keyless design with a 5-digit combination offers high security. And with up to 100,000 possible combinations, it provides excellent protection without the need for keys. This is ideal for those who value both safety and convenience.
This lock is very user-friendly, the instructions for setting and resetting the code are simple and clear, and the initial password is 00000.
At 3.2 feet long, it can lock two bikes together. This lock is lightweight yet durable, it’s actually slightly smaller than it appears in pictures but still secures bikes well and it’s not too heavy.
Via Velo Bike Lock Heavy Duty Bicycle U Lock
Key specs and features
- Heavy-duty 14mm shackle
- Weather-proofed resilience
- Comes with 2 keys
- Weighs 2.73 lbs
The Via Velo Bike U-Lock with Cable is a strong and practical bike lock. It has thick metal build, so it’s hard to cut, at least it will give a thief a really tough time. The set includes a U-lock and a cable, which can be used together or separately.
You can use this U-lock to lock both the bike frame, and the cable to lock both wheels. The U-lock also has a sliding cover to keep dirt out of the keyhole.
The lock is convenient to use. It comes with two keys, so you can keep one at home as a backup. Losing your bike is always a factor with keyed locks, and this lock ships with a QR code card for easy key replacement, which is very thoughtful.
It also includes a high-quality mounting bracket to carry the lock on your bike. The bracket fits bike tubes from 20-42mm in diameter, and installation instructions are provided.
The lock is very durable. Its hexagonal PVC cover protects it from water, dust, and dirt, so it works well in all weather. The U-lock is 14mm thick and has a 9.84-inch by 5.51-inch shackle, making it easy to lock your bike and wheels.
This is a reliable, durable, and convenient bike lock that offers great value. And Via Velo offers a lifetime warranty and great customer service, which is proof of their commitment to the quality of their product.
Titanker Bike Lock Combination with Mounting Bracket
Key specs and features
- PVC-wrapped, waterproof steel cable
- Easy 4-digit resettable coiling lock
- Cable lock is 12mm thick and 4 ft long
- Weighs 0.99 lbs
The Titanker Bike Lock is a well-made and easy-to-use security option for your bike. It’s lightweight, perfect for long trips, and comes with a holder to attach to your bike seat for easy carrying.
Setting it up is simple, you can easily reset the combination, and it works smoothly and is good quality for its price.
It has a 4-digit resettable combination, so you can set your own code and avoid carrying keys. The flexible steel cable is strong and cut-resistant, and the PVC coating prevents scratches and ensures durability.
The cable is 4 feet long, enough to secure your bike to various objects like trees, gates, fences, and railings.
You can also use it for motorcycles, skateboards, scooters, grills, lawnmowers, sports equipment, toolboxes, ladders, and doors. And if you’re using it for your bike, the upgraded mounting bracket makes it easy to attach the lock to your bike.
It has 10 color options like black, blue, pink, and green, so there’s a choice for everyone, and it’s a great gift for both kids and adults.
This lock is certainly not theft-proof, but it provides good security for the price. If you have a high-value bike, you may want to use multiple security measures like GPS, alarms, or an extra lock.
Schwinn Bike Max U-Lock with Double Crimped Cable
Key specs and features
- 4 feet x 10 mm double crimped cable
- Includes mounting bracket and 2 keys
- Weighs 1.49 lbs
The Schwinn Max U-Lock with Cable is a solid choice for your bike security. It’s made from strong, hardened steel, and has a Level 5 security rating. The lock is simple to use with smooth keys and requires cutting both ends of the shackle to be broken.
The 12mm thick shackle is very strong and shows only minor scratches when tested with a hacksaw. The U-lock is tough and can withstand 10,000 pounds of cutting force, but the included cable doesn’t feel as strong.
The vinyl cover on both the U-Lock and the 4-foot by 10 mm double-crimped cable prevents scratches and is weather-resistant, meaning that it’ll protect your bike in different weather. The extra cable provides more reach to secure your bike to various objects.
It’s very sturdy and secure. However, the lock holder for mounting to the bike is loose and can rattle during rides, which might be annoying and may require a replacement.
Despite this, the Schwinn Max U-Lock with Cable is well-built and secure. Though the holder might need replacing, the lock itself is sturdy and a great investment for bike safety.
Master Lock Bike U-Lock with Key
Key specs and features
- 13 mm hardened steel double-locking shackle
- Disc key cylinder prevents picking
- Includes a mounting bracket and 2 keys
- Weighs 1.96 lbs
The Master Lock outdoor heavy-duty bike U-lock is a strong and affordable option for securing bikes. Made from hardened steel with a double locking shackle, it resists cutting and prying. It includes two durable keys and a carrier bracket for easy transport. The lock unlocks and locks smoothly.
The lock is sturdy and functional, similar to more expensive locks. Its performance and price make it a great deal. And it’s light enough to carry on a hip holster or fits through the bike frame and tire easily, so it’s convenient for quick stops.
It’s strong enough to deter thieves and give your bike the protection it needs, especially since it has a disc key for extra anti-pick security. For its price, it provides great value and reliable performance.
A minor issue is that the key can be a bit hard to remove at times. Despite this, this U-lock is a solid and affordable choice for locking and securing your bike. It’s easy to use, strong, well-made, and a great investment for anyone who needs reliable bike protection.
USHAKE Bike Combination U Lock
Key specs and features
- 4-digit combination U-lock
- 10 mm hardened zinc alloy shackle
- 4mm PVC coating protects the lock from any scratching
- Weighs 1.25 lbs
If you prefer bike U-locks with keyless convenience, this is another great option for you. The combination bike lock is popular for being easy to use and convenient.
It’s lightweight, easy to carry on your bike, and ideal for daily use. This is a lock that’ll give you peace of mind when leaving their bike or scooter.
This Ushake U-lock has a tough 10 mm hardened zinc alloy shackle that holds up against cutting and leverage, and offers reliable protection. It’s coated with 4 mm of PVC to prevent scratches, so it won’t harm metal fences or gates.
The lock’s sturdy cylinder is covered to keeps out dust, adds to the lock’s weight, and also makes it harder to break into. Like other great combination locks, setting your own code is simple, with dials that you can easily adjust.
While no lock can promise perfect security, this one meets realistic expectations. It’s strong, and the two parts stay together even when it’s not locked, which makes it’s easier to handle and harder to open without permission.
If you need a lock that’s reliable, with a combination that’s easy to use and a strong design, this one is a good bet. It’s generally a very practical, secure, and easy to use combination bike lock, and comes at a good price. You can use it daily to lock bikes, motorcycles, or electric scooters.
NDakter Bike Lock, 4 Feet Bike Locks Cable
Key specs and features
- Protective coating helps prevent scratching
- Keyless convenience with a free mounting bracket
- Cable is 4 ft long and weighs 0.68 lbs
If you need a reliable lock with a custom combination and strong design, this option is another great choice for its ease-of-use and effective protection.
It’s a Smart 5-digit resettable combination cable lock has a solid build-quality, and made of braided steel with a PVC coating, which makes it resistant to pulling and cutting. Its thickness is sure to make it harder for thieves looking for a quick steal.
With this lock, you can set your own code, and it’s simple to set, plus the combination lock mechanism means you don’t have to worry about losing your keys.
The cable is 4 feet long, long enough to secure multiple bikes together or to different objects like trees, fences, gates, etc. The default combination is 00000, but you can change it to one of 100,000 possible combinations for better security.
The lock ships with a mount bracket to attach it easily to bikes or other items. It comes in many bright colors to stand out, so you choose a color that compliments your personally, or even get one as a gift for kids.
NDtaker is known for their extensive line-up of reliable cable locks, and this combination cable lock is one of them. It’s practical, secure, and comes at a reasonable price. It’s great for keeping bikes safe, whether you’re in town or on a longer trip.
FAQs
Are cable locks enough?
Cable locks are not enough to protect your bike from determined thieves. These locks are lightweight and easy to use, but they’re also vulnerable to bolt cutters and other cutting tools.
Thieves can quickly cut through most cable locks, so you shouldn’t rely on them as the primary security for your bike.
Cable locks might be okay for short stops in low-risk areas, but for the best protection, you should use a stronger lock like a U-lock or a thick chain lock.
Related Post: Tips for Locking Your Bike Securely in Public
What if I can’t afford a lock under $20?
If you can’t afford a lock under $20, you can try other ways to keep your bike safe. One option is to register your bike with local authorities or a national bike registry. This can help recover your bike if it’s stolen.
Also, try to park your bike in extra secure areas, like designated bike racks in well-lit and busy places, or indoors if possible. And always choose locations with good visibility and high foot traffic to reduce the risk of theft.
Can I leave my bike locked outside overnight?
It is not advisable to leave your bike locked outside overnight, especially with a budget lock. Budget locks may not provide enough security to protect your bike from determined thieves.
If you must leave your bike outside, try to find a secure, well-lit area with security cameras. And use multiple locks for added security.
But, the best option is still to bring your bike indoors or store it in a secure location to minimize the risk of theft.
Wrapping Up
The key takeaway is that you don’t spend a ton of money to keep your bike safe because there are reliable bike locks available for as little as $20, great for everyday use.
Our top pick for U-locks is the Via Velo bike U-lock, which is reliable, durable, and comes with a lifetime warranty. For chain locks, we recommend the NDtaker combination chain lock for its sturdy build and 5-digit resettable code.
We’d love to hear from you! If you enjoyed this post, please share it with other cyclists and comment below with your favorite budget bike lock. Your suggestions can help others choose the best locks and keep their bikes safe.
Happy Cycling!
